The protected Web site enables
Conditions of Access and Use
Any person interested in the corporate savings services and/or products offered by Amundi Tenue de Comptes can ask to receive information about these products and/or services, subject to ensuring, under his sole responsibility, that no law from his country of origin or any other country applicable to him prohibits him access and/or subscription. In such circumstances, Amundi Tenue de Comptes would be justified in refusing to supply these products or services to this person.
2. Information contained on the amundi-tc.com site does not in any way constitute an offer of products and/or services, nor an offer and/or recommendation and/or an invitation to purchase or sell OPCVM (open-ended mutual funds) products or any other management, corporate savings, insurance, investment product from Amundi Tenue de Comptes or Crédit Agricole Asset Management. Consequently, any subscription to a product or service can only be made as part of a contractual agreement having been the subject of prior acceptance according to each individual case by Crédit Agricole Asset Management or Amundi Tenue de Comptes.
3. The information presented specifically concerning employees of client companies of Amundi Tenue de Comptes must be considered in light of the contractual options chosen by the said companies.
In more general terms and before making any transaction, it is recommended that the user gathers all the information beforehand which is useful for making his decision, particularly in relation to the availability of the services and/or products concerned, their terms and conditions, particularly of a financial nature, their tax implications, their suitability to his needs, etc.
Moreover, the user is reminded that any investment in an OPCVM must be carried out with prior knowledge of the current regulations from the Autorité des Marchés Financiers (French Securities Regulator): articles or regulations, and certainly the prospectus which is available on the site.
Therefore, access to the site by employees and client companies of Amundi Tenue de Comptes is possible with a personal and confidential number which is allocated to them.
Information by name: Computers and Liberties Law of 6 January 1978
> Data relating to users:
> Users' Rights:
Intellectual Property Right
1. The amundi-tc.com site is a protected work in the form of intellectual property. This protection encompasses the general structure of the site, and data featuring on it such as trademarks, logos, graphics, photographs, texts, animated images or non-animated images, and all other elements making up this site.
Law and Site Language
Limited liability company with a board of directors and a supervisory board, with a capital of 24,000,000 euros
Insurance brokerage company
ARTICLE 1 - Purpose
The purpose of these general conditions is to define the methods of accessing the secure services on the website (the "Site"), the telephone service (the "Services") and the conditions relating to their use.
The Services are reserved for employees, directors and company representatives, the spouses of employees or associates of company directors, retired employees and employees that have taken early retirement when they pay into a company save-as-you-earn scheme, the savings of which are held by Amundi Tenue de Comptes, the custody account keeper, referred to hereafter as the "Savers".
Amundi Tenue de Comptes, a general partnership with a capital of € 24,000,000, registered on the Paris Register of Trade and Companies under the number 433 221 074, with its registered office at 90 boulevard Pasteur, 75015 Paris, is a credit institution incorporated in accordance with French law, governed by the Monetary and Financial Code and approved by the Credit Institution and Investment Company Committee, the address of which is as follows:
Direction des établissements de crédit et des entreprises et des entreprises d'investissement (CECEI) 31 rue Croix-des-petits-champs – 75 001 Paris (postal address: banque de France – 40-1355 CECEI – 75049 Paris Cedex 01.
Amundi Tenue de Comptes is registered with the banking commission of the "Association Française des Sociétés Financières" (ASF) and is a member of the Association Française des Etablissements de Crédit et des Entreprises d'Investissement (AFECEI).
Postal address: Immeuble Le Vercors, 13/15 avenue de la Gare - Alixan - 26956 Valence Cedex 9 - France
VAT number FR 04433221074.
These general conditions must be accepted by Savers. Acceptance will be given as follows:
Savers acknowledge that they have been informed of the general conditions relating to the use of the services by clicking the button I agree to the general conditions that appears at the end of these general conditions on the Site. By using these Services, Savers acknowledge that they agree to the terms and conditions relating to use and proof.
In the same way, Savers acknowledge that they have been informed of the legal information that appears on the Site.
There is no reflection
period; Savers may stop using the Services at any time at no cost in
accordance with the provisions of article 12.
ARTICLE 2 - Conditions for access
In order to be able to access the Services, Savers will receive an account number and a temporary password, which will be up to them to change when they first log on to save their chosen password (the "Access data"). Access data is strictly confidential and Savers should take any necessary precautions to maintain confidentiality.
Amundi Tenue de Comptes will not incur any liability in the event of fraudulent or abusive use or in the event of the voluntary or involuntary disclosure to any third party of Access Data entrusted to a Saver.
As a result, any transactions completed following an order sent by Amundi Tenue de Comptes's services using the Access Data will be, in all cases, definitively attributed to the Saver, which is acknowledged herein.
Savers will be responsible towards Amundi Tenue de Comptes for any financial consequences that Amundi Tenue de Comptes may bear as a result of fraudulent or abusive use or the involuntary or voluntary disclosure of access data by a Saver.
Savers may disable the functions for using Access Data by simply calling the number for the telephone service shown on the site and on account statements.
The functions in question may only be re-commissioned once Amundi Tenue de Comptes has received written instruction from the Saver.
If a password has been lost or forgotten, a Saver may ask to be given a new password via the telephone service or by post.
In the event that the functions in question are re-commissioned or if a new password is requested, a temporary new password will be sent to the Saver in writing.
Savers may change their password on-line at any time.
In addition, Amundi Tenue de Comptes
reserves the right to suspend a Saver's access to the Services, without
any notice, in the event that the Access Data is entered incorrectly
three times or in the event of a Saver's non-compliance with any of
his obligations under these general conditions.
ARTICLE 3 - Functionality of the Services
3.1 – Web and Telephone services
Savers are able to carry out the following transactions using the Services:
On the Site, in particular:
Using the telephone service, in particular:
- Allocate any investments selected,
The transactions referred
to above may be carried out according to the methods provided for in
the save-as-you-earn scheme(s) that the Saver pays into.
3.2 – Your E-ServicesSubscription
Since the Company has expressly registered for this method of communication with Amundi Tenue de Comptes, the beneficiaries of save-as-you-earn scheme(s) who have agreed to these General Conditions of Use and who hold personal and confidential Access Data as a result may subscribe to one or more data communication services offered by Amundi Tenue de Comptes.
The description of the data communication services< offered by Amundi Tenue de Comptes appears in the General Conditions for subscribing to information e-services Your Amundi Tenue de Comptes e-services appearing on pageYour e-services, Subscription section.
The subscription procedure
includes various stages described below which enable the necessary information
for carrying out the data communication services to be provided, the
General Conditions for subscribing to information e-services to be read
and agreed to and all the information to be checked so that any corrections
may be made.
To subscribe, Savers should follow the stages below:
From the Home Page on the secure area of the site which Savers can access once they have entered their Access Data, on the page Your E-Services, in the section Subscription, a Saver must enter his or her email address and/or mobile phone number before confirming the entry. Savers should then click the general conditions for subscribing to information e-services link to read the general conditions for subscription and click Return at the bottom of the page to agree to the general conditions by clicking the box £ I agree to the general conditions for subscription. Savers should then click the button « I subscribe ». The Saver is then directed to a summary page; if the Saver notices a mistake or would like to change any data, he should click the section Your personal information. The change will be effective immediately. Should he change his mind, a Saver may unsubscribe at no cost immediately or at any time in the Subscription section by clicking the button I unsubscribe.
The methods that Savers
may use to terminate their subscription appear in article 10 of the
General Conditions for Subscription on the Subscription
ARTICLE 4 - Signature
and recording of orders placed via the Services
The records made by Amundi Tenue de Comptes, when receiving instructions or reproducing them either electronically or as hard copies, constitute proof of such instructions for both Amundi Tenue de Comptes and the Saver and evidence that the Saver is responsible for such instructions.
No claim will be admissible for the transactions made after three months following the performance of the transaction by Amundi Tenue de Comptes.
Having sent an order
via the Services, a Saver may wish to cancel that order; such cancellation
should, however, be exceptional and may only commit Amundi Tenue de Comptes within the
context of an obligation of resources.
In the event of a conflict between the orders placed via the Services, the last order to be placed and saved will take priority over the others.
It is the Saver's sole responsibility to take any necessary precautions to avoid an order being performed twice.
When a call centre agent is contacted, a Saver may be asked for his name, first name and his account numbers.
that the consideration of any order is not the same as running the order,
which will only be effective when the order has been checked and executed
by Amundi Tenue de Comptes.
ARTICLE 5 – Liability
Amundi Tenue de Comptes should ensure that any electronic media, on which the data sent to Amundi Tenue de Comptes is stored, is adequately protected.
Amundi Tenue de Comptes undertakes to do its best to ensure and to maintain the integrity and the security of the Secure Area and the Site.
Amundi Tenue de Comptes may not be held responsible for any direct or indirect damage, such as financial loss, loss of data, viruses, bugs, loss due to an error or information that has been viewed or downloaded onto the Site or loss or lack of earnings on any order.
Amundi Tenue de Comptes may also not
be held responsible in the event of a Saver's incorrect use of the Services,
in the event of the unavailability of the Services and in general, in
the event of any disruption, which may result in problems in relation
to the operation of the Services (irrespective of whether this involves
a case of force majeure, problems relating to the structure of the telecommunications
network or technical problems, maintenance period or failure period).
ARTICLE 6 - Suspension of the Services - Malfunctions
The functions offered by the Services may be accessed by Amundi Tenue de Comptes at any time.
In the event that one or all of the services are suspended or are malfunctioning for any reason, Savers are still able to contact Amundi Tenue de Comptes, in particular by post, to carry out a transaction.
Amundi Tenue de Comptes is not responsible for the consequences of any suspension to the Services but undertakes to do its best to avoid any delay in the performance of the Services which may be damaging to Savers.
Savers noticing any
malfunctioning or unavailability may contact Amundi Tenue de Comptes by email at the
following address: email@example.com.
ARTICLE 7 - Charges for the service
Access to the Site
and to the telephone service is free of charge. With regard to the telephone
service, the Saver will pay for the cost of the telephone call (€0.225/min
or €0.336/min depending on the telephone number supplied by Amundi Tenue de Comptes)
which he will be invoiced for directly by his telephone network operator.
The cost of communicating with the Site will be borne by the Saver according
to his own means of accessing the internet.
Amundi Tenue de Comptes reserves the
right to subsequently invoice for access to additional Services. In
such a case, the Saver will be informed of the applicable price in writing
(by data transmission or a simple letter) three (3) months before the
date that the price will be effective.
In the event that chargeable services are added, if the Saver does not agree to receive the additional chargeable services within the three (3) month period, he will continue to receive the free services defined in these general conditions from the time that they were agreed to.
The transactions made
using the Services will be invoiced in accordance with the price list
sent, at no additional cost.
ARTICLE 8 - Information
Information sent via the Services, including within the scope of subscribing to data communication services is intended to be without any errors or omissions and is subject to current transactions. The entries to which a Saver has access may be temporary. Only account statements drawn up by Amundi Tenue de Comptes from its own records are authentic.
The Services will not issue any advice with regard to whether any investments or disinvestments considered by a Saver are well-founded or any other form of advice which may determine a Saver's choice.
Any financial and fiscal information is given for illustrative purposes only. A Saver is free to determine the choice of his investments and the resulting transactions in accordance with the rules on save-as-you-earn schemes and any specific provisions in plans or agreements that are set up within the company and apply.
It is specified that
if the Saver subscribes to data communication services, the information
entered during the subscription process will replace any information
sent to Amundi Tenue de Comptes previously if the information is different.
ARTICLE 9 - Confidentiality
Amundi Tenue de Comptes is bound by an obligation of professional confidentiality. This legal obligation is passed on to its employees who must not disclose any personal or confidential information they may become aware of. However, where provided for by law, professional confidentiality to which Amundi Tenue de Comptes is subject as a lending institution, may not be cited against any legally authorised administrative or judicial authorities. All measures have been taken to ensure the confidentiality of the information sent.
In order to preserve banking secrecy, the Saver will use all the security methods (secret code, message clearing, etc.) that telephones and computers offer to safeguard the confidentiality of any messages received.
However, it is specified that Amundi Tenue de Comptes is not responsible for transporting information to networks.
Any personal information
collected via the Services will be processed by Amundi Tenue de Comptes with a view
to ensuring the performance of the services carried out within the context
of the telephone service and the website functionalities and as a result,
will solely be used to manage products and/or services relating to save-as-you-earn
and pension schemes.
In accordance with
the law of 6 January 1978 on data processing, data files and freedom,
a Saver has the right to access, correct and remove any information
concerning him. A Saver may exercise this right by sending an email
to the following address: firstname.lastname@example.org or by post to : Amundi Tenue de Comptes - Service Contrôle
Interne et Conformité - Immeuble Le Vercors, 13/15 avenue de la Gare - Alixan - 26956 Valence Cedex 9 - France
ARTICLE 10 - Amendments to the agreement
The Services may be supplemented or changed at any time, in particular in accordance with any technological developments or any regulations in force. As a result, considering in particular, the possible extensions and improvements to the service, the provisions in these general conditions may be changed.
The version of the general conditions for using the Services in force may be viewed on-line at any time. A Saver may access it by clicking the "legal information" section on the Site.
Savers will be informed of any changes to the general conditions (excluding prices) by post or on-line, one (1) month before they become effective. If a Saver continues to use the Services after the time frame stated above, he will be considered to have agreed to the changes.
Information on the
changes will be given via a message on the Site.
ARTICLE 11 - Anti-money laundering
With regard to the legal obligations imposed upon Amundi Tenue de Comptes within the scope of anti-money laundering measures, as defined in article 324-1 of the Penal Code, the Saver confirms that none of the amounts that he has paid to the save-as-you-earn scheme are the direct or the indirect product of a crime or misdemeanour.
The checks that Amundi Tenue de Comptes is bound to
make under regulations on anti-money laundering and terrorism and particularly
with regard to moving capital across borders may lead Amundi Tenue de Comptes to suspend
ARTICLE 12 – Duration - termination
These general conditions relating to the use of the Services have been concluded for an unspecified duration.
As Savers retain the ability to carry out transactions by post, they may stop using the Services at any time, without giving any notice and at no expense.
Amundi Tenue de Comptes may cease to provide the Services at any time, giving one month's notice.
Amundi Tenue de Comptes may immediately suspend access to the Services without any notice, in particular in the event of breach of confidentiality regarding access codes or for failure to comply with these general conditions of use in general.
Access to the Services
may also be terminated in the event that the account holder agreement
is terminated by the Company (particularly in the event of a change
in account holder) or in the event that the Saver's account is closed.
ARTICLE 13 – Applicable law - Language
These general conditions are subject to French law.
These general conditions
have been drawn up in French and will subsequently be translated into other
languages. Only the French version will be authentic in the event of
any differences in interpretation.